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Darleen Payne

Senior Loan Processor

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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With over 30 years of experience in the mortgage industry, Darleen Payne is the steady, knowledgeable force behind the scenes who ensures every loan file is processed with precision and care. Her decades of expertise make her an invaluable asset to the Legacy Home Loan team—and to every client we serve.

Darleen’s deep understanding of lending guidelines, documentation, and compliance allows her to anticipate challenges before they arise, helping to keep the process on track and stress-free. She is committed to making your loan journey as smooth, efficient, and seamless as possible, and she takes pride in supporting clients with professionalism, patience, and a personal touch.

When Darleen is on your team, you can be confident that your loan is in expert hands.

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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